The quickest and easiest way to get money into the business.
Cashflow Finance
Commercial Loans
The quickest and easiest way to get money into the business.
- From £10,000 to £2,000,000
- Rates tailored to your business profile and requirement.
- Corporation TAX loans.
- Start Up Loans.
- VAT loans.
- Terms as short as 3mths to 24mths.
There is no one size fits all for business loans but at Thorn commercial finance we can help you find the right type of loan to fit your needs.
Merchant Cash Flow Advance
Loans secured against card payments. Weekly / Monthly receipts.
Invoice Discounting
Invoice discounting means you can convert invoices into working capital, whilst staying in control of your own invoice collections, meaning your facility can be completely confidential.
- Access cash tied up in outstanding invoices quickly. Take back control of runaway debtor day stats.
- Continue with your established in-house credit control department.
- Would like the option of a confidential facility.
Factoring
Factoring can provide the whole one stop shop credit control service!
This means you don’t have to worry about chasing up your customers outstanding invoices.
- Access cash tied up in outstanding invoices quickly.
- Use the Banks experienced credit control teams as your own resource. Let them chase in the invoices and benefit from their debt collection expertise.
Asset Based Lending
Asset Based Lending allows you to access funding by releasing the cash tied up in existing assets, such as machinery and property.
- Inject higher amounts of working capital into the business.
- If the Asset has a good lifespan and therefore tangible worth you can release the capital and use it to move the business forward the way you want to.
- This is often used as part of Management buy Ins, Outs, and Acquisitions.
Receivables Finance
Receivables Finance can help if you’re a business that typically sells goods or services to high quality debtors, where payment can be deferred for a longer period of time.
- Suitable if you operate under contracts.
- You have delivered goods or services, but payment is deferred between one to three months.
- Your debtor is very high quality and payment is unconditional on future contract performance.
- Need access to advance funding against your deferred payments.
Professions Finance
Corporate Tax & Professional Indemnity Insurance Loan
Spread the cost of your Corporation Tax bill over a 12 month period. Protect your cash flow and pay the loan off in much more manageable payments.
Product terms:
- Minimum loan value: £25,000.
- Maximum loan advance: Cannot exceed current tax liability.
- Loan terms: 6 to 12 months.
- Where possible, funds will be paid directly to HMRC on behalf of the client.
- Only one loan is permitted for any given tax period.
Corporate VAT Loan
Spread the cost of your VAT bill over a 3-month period. Protect your cash flow and pay the loan off in much more manageable payments.
Product terms:
- Minimum loan value: £25,000.
- Loan term: 3 months.
- Client: minimum 5 years trading.
- Maximum loan advance: Cannot exceed current tax liability.
- Where possible, funds will be paid directly to HMRC on behalf of the client.
- Only one VAT loan is permitted for any given tax period.
Call the TCF team to find out more on 0330 043 3405.
Arena Business Centre
Grosvenor House
Basing View
Basingstoke
RG21 4HG